Now accepting 15 founding members · Plans from €99/mo · Across all of Greece
For International Owners

You bought a place in Greece. Now you need somebody on the ground.

English-speaking property oversight for international owners — second homes, retirement properties, and Golden Visa investments.

Estia editorial photograph — property care across Greece
The part nobody warned you about

Greek property ownership has a second job description.

You purchased a beautiful apartment on the Riviera, a villa in Halkidiki, or a townhouse in Plaka. The closing was harder than expected but you got through it. Then you went home — to the UK, Germany, the US, Israel, or Turkey — and the questions started:

  • Who pays the ΔΕΗ bill when it arrives in Greek?
  • Who attends the building meeting when the lift needs replacing?
  • Who calls the plumber when the upstairs neighbour reports a stain on their ceiling?
  • Who notices that the AC unit is leaking refrigerant before it fails completely?
  • Who liaises with your accountant when ΕΝΦΙΑ paperwork needs signing?
What you get as a member

One person you can phone. That's the whole pitch.

  • A regular schedule of property visits — once a month minimum
  • English-language photo reports after every visit
  • Full Greek-language admin handled on your behalf — utilities, building, insurance, accountant
  • Insurance compliance documentation built into every plan
  • One contact, one phone number, one WhatsApp thread
If you're a Golden Visa holder

A €800,000 asset deserves real oversight.

The €800,000 investment threshold in Attica and the regional rule changes have made Greek property a higher-value, more compliance-heavy asset. We work with Golden Visa holders to protect that asset and to handle the documentation Greek bureaucracy requires from non-resident owners — including investor portfolio reports if you hold multiple units.

Who international owners are — and what they actually need

"International owner" is a broad category. In practice, our members fall into three sub-groups, each with slightly different needs.

The holiday-home owner. A UK, German, French, Scandinavian, Belgian or Israeli family who has bought a Greek property — typically a coastal villa or city flat — used for six to twelve weeks a year. The property is closed up for most of the year and they need it kept in good condition between visits and ready to arrive at. They are not investors; the property is for personal use. Their priorities: physical condition, insurance compliance, arrival readiness.

The Golden Visa holder. A Chinese, Israeli, Turkish, US, UK or other non-EU national whose Greek property qualifies them for residency. Often the property is held minimally for the residency benefit — short visits, maybe a few weeks per year, sometimes none. The property is an asset that must remain insurable, tax-compliant and well-documented to support the residency status. Priorities: compliance, documentation, asset preservation.

The retirement-in-transition owner. A UK, German, Scandinavian or other European national who has bought a Greek property as the future retirement home but hasn't yet moved full-time. Several months a year now, with a planned permanent move in 2-5 years. The property needs to be operationally ready for a future full-time household. Priorities: gradual systems upgrade, local relationship-building, getting bureaucracy in order before relocation.

We adapt the service to which of these you are.

The English-speaking-service question

The most common reason international owners come to us is that they have tried, sometimes for years, to build their own network of property contacts in Greece — and have found that the language gap is bigger than any guidebook prepared them for. Most working tradespeople in Greece speak limited English. Building managers conduct meetings entirely in Greek. Insurance policies arrive in Greek. Tax notices arrive in Greek. Utility bills arrive in Greek. A motivated owner with a translator app can muddle through most of this, but the cumulative cognitive cost is significant — and the operational risk is real, because mistranslation in any of these areas creates downstream problems.

What we do is take the language and time-zone friction out of the loop. Every conversation we have on your behalf with Greek tradespeople, building managers, accountants and insurance brokers happens in Greek, conducted by the founder or by trusted partners. Every conversation we have with you happens in English. The translation layer is where most of the value sits, even though it's not the part most owners explicitly ask for.

What's included for international owners

  • Regular home visits with timestamped photo reports — covered in Regular Home Checks.
  • Maintenance and contractor oversight — supervised repairs, transparent invoicing, no markup. Covered in Maintenance & Contractor Oversight.
  • Bills, building meetings, ENFIA, insurance renewals — covered in Bills, Building Meetings & Greek Admin.
  • Arrival and departure preparation — the property is opened, aired, fridge stocked (on request), and ready when you arrive; closed properly when you leave. Covered in Arrival & Departure.
  • Short-term rental oversight if you let your property to short-term guests (independent of your rental manager) — covered in Airbnb & STR Oversight.
  • Renovation oversight if you have a project running on the property — covered in Renovation Oversight.

The Golden Visa side specifically

If your Greek property is held for Golden Visa residency, several specific items matter beyond ordinary property care:

  • Documentation of asset condition. The annual condition reports we produce serve as evidence the property has been maintained in good order — relevant if the residency is ever audited or if the property is sold and the next holder also needs the qualifying value preserved.
  • Tax-residency boundaries. Many Golden Visa holders are explicitly trying not to become Greek tax residents, which constrains how much time they can spend at the property. We accommodate visit patterns that fit within the residency rules and the home-country tax limits.
  • Multi-unit portfolios. Some Golden Visa investors hold two or three units. We consolidate reporting across the portfolio in a single quarterly summary.

The dedicated Golden Visa property care page goes into more detail on this.

Frequently asked questions

Do I need to speak any Greek?

No. All client communication is in English. We handle the Greek-language side end-to-end.

What time zones do you cover for urgent contact?

Office hours are Athens time (Mon-Fri 09:00-18:00). For genuine emergencies — burst pipe, security incident, fire-service contact — we have an out-of-hours escalation line covered 24/7. Non-urgent messages outside office hours get a reply the next working morning.

Can you handle the property in EUR while I'm billed in GBP/USD/etc?

All third-party costs (utility bills, contractor invoices, taxes, insurance) are paid in EUR locally and passed through to you at the EUR amount. Our membership fee is invoiced in EUR. Your payment method can be a SEPA bank transfer from any EU account (no FX fees) or a card. SWIFT transfers from non-EU accounts also accepted. FX conversion (if any) happens on your end at your bank's rate.

I let my property on Airbnb. Do I still need this?

Yes — and arguably more than an owner who doesn't. Short-term rental in Greece in 2026 carries a compliance load (mandatory liability insurance, AMA registration, fire safety equipment, condition reporting between guests) that absentee owners often discover after the first non-compliance notice. We provide owner-side oversight that is independent of your rental manager. Law 5170/2025 explainer →

What happens if I want to sell the property in two years?

The annual file we keep — condition reports, maintenance records, repair invoices, building-meeting minutes — is exactly what an estate agent or buyer's lawyer will ask for during due diligence. Members who sell typically tell us the documentation was worth a measurable premium against owners selling property with no records. We hand over the file as part of the sale process at no extra cost.

Can you help me find an English-speaking accountant or lawyer?

Yes. We have a curated list of English-speaking Greek accountants, lawyers and notaries we've worked with. We don't take referral commissions — the introduction is at no cost to you and is yours to use or not.

Where we cover

Mainland Greece and select islands: Athens (incl. Kolonaki, Glyfada), the Athens Riviera, Thessaloniki, Halkidiki, Pelion, Evia, the Peloponnese, Kalamata and the Mani. Greek islands & Peloponnese coverage on request.

For owners by country

Dedicated pages with country-specific tax, time-zone and visa-rule context:

Related reading

Ready when you are

You shouldn't need to learn Greek bureaucracy to own a Greek home.

Book a 30-minute discovery call. We'll walk through your property and what handling everything on the ground would look like.

Schedule a discovery call